Home Credit : Instant Loan App 3.135.2

Home Credit : Instant Loan App 3.135.2

Home Credit India Finance Private Limited – Freeware – Android
Latest Version
3.135.2
Safe to install

The HCIN app offers an efficient solution for obtaining personal loans, with the potential to secure amounts up to ₹4,80,000 in a remarkably short time frame. The process requires minimal documentation, catering to both salaried and self-employed individuals. Interest rates start at 19.5%, with variability based on the borrower’s risk profile, and repayment options range from 6 to 48 months. The processing fees are competitively set between 0% and 5%.

Key Features:

  1. The app exclusively services existing HCIN customers, facilitating loans with terms that suit diverse financial needs. An entirely online application process allows for loans up to ₹4.8 Lakhs with just two documents required.
  2. For smaller financial requirements, the Flexible Loan option offers quick access to funds of up to ₹1,00,000, ideal for business expenses or emergencies. The interest rate for this flexible loan is set at a flat 39%, with repayments permitted at any point during a flexi limit period of up to 36 months.

Fees and Charges:

  • Joining Fee: None
  • Annual Renewal Fee: 2% of allocated credit limit
  • Transaction Fee: 2.5% on each amount withdrawn

The HCIN platform extends beyond loans; customers can benefit from exclusive deals on electronics and household appliances through partner shops nearby.

Eligibility Criteria:

  • Age: 18 to 60 years
  • Nationality: Must be an Indian citizen
  • Income Source: Salaried, pensioner, or self-employed individuals
  • Bank Account Status: Active
  • Relationship with HCIN: Must be an existing customer

Application Process:

  1. Download the HCIN App
  2. Register using your mobile number
  3. Complete the Loan Application Form
  4. Provide necessary personal details to finish your application
  5. Receive Instant Approval and efficient fund disbursement within hours

Why Opt for HCIN?

  • A trusted choice among over 1.7 Crore satisfied customers
  • Access to more than 53,000 partner shops
  • An extensive presence in over 600 cities across India

Representative Example:

A Flexible Loan limit of ₹50,000 with a ₹10,000 withdrawal for one month would incur:

  • Joining fees: ₹0
  • Transaction Fee: ₹250 (2.5% of withdrawal amount)
  • Interest: ₹320.5 (calculated on the withdrawal amount and transaction fee)
  • Total Repayment Amount: ₹10,570.50

The HCIN platform emphasizes customer safety by employing top-notch security and privacy measures to safeguard user information, ensuring a secure borrowing experience.

Contact Information:

  • Email: [email protected]
  • Phone: +91-1246628888 (Available from 9:00 AM - 6:00 PM, all days)

Overview

Home Credit : Instant Loan App is a Freeware software in the category Business developed by Home Credit India Finance Private Limited.

The latest version of Home Credit : Instant Loan App is 3.135.2, released on 04/25/2025. It was initially added to our database on 04/13/2025.

Home Credit : Instant Loan App runs on the following operating systems: Android.

Home Credit : Instant Loan App has not been rated by our users yet.

Screenshots (Click to view larger)

Secure and free downloads checked by UpdateStar

Stay up-to-date
with UpdateStar freeware.

Latest Reviews

LEDVISION LEDVISION
Illuminate Your Vision with LEDVISION
AlphaESS AlphaESS
AlphaESS: Power Your Home with Smart Energy Storage
BitDefender Internet Security BitDefender Internet Security
Ultimate Online Protection with BitDefender Internet Security
VMware Player VMware Player
VMware Player - Powerful Virtualization Software for Personal Use
Microsoft Visual Studio 2010 Tools for Office Runtime Microsoft Visual Studio 2010 Tools for Office Runtime
Boost Your Office Tools with Microsoft Visual Studio 2010 Runtime
Free Video Cutter Joiner Free Video Cutter Joiner
Easily Cut and Join Videos for Free with DVDVideoMedia's Video Cutter Joiner
UpdateStar Premium Edition UpdateStar Premium Edition
Keeping Your Software Updated Has Never Been Easier with UpdateStar Premium Edition!
Microsoft Visual C++ 2015 Redistributable Package Microsoft Visual C++ 2015 Redistributable Package
Boost your system performance with Microsoft Visual C++ 2015 Redistributable Package!
Microsoft Edge Microsoft Edge
A New Standard in Web Browsing
Google Chrome Google Chrome
Fast and Versatile Web Browser
Microsoft Visual C++ 2010 Redistributable Microsoft Visual C++ 2010 Redistributable
Essential Component for Running Visual C++ Applications
Microsoft Update Health Tools Microsoft Update Health Tools
Microsoft Update Health Tools: Ensure Your System is Always Up-to-Date!

Latest Updates


BoBo Pet Hospital for Kids 1.0.11

BoBo Pet Hospital offers an engaging simulation that allows players to experience the responsibilities and challenges of a veterinarian in a controlled virtual environment.

Home Decor My Awaaz 4.1.2

The Home Decor My Awaaz app is designed for AP Home décor dealers, providing a streamlined platform for managing order and stock transactions.

كتب الثالث متوسط 1.2

The "Third Intermediate" application offers a streamlined platform for accessing educational content online. It provides users with simplified material aimed at facilitating study and comprehension for middle school students.

Nigloland 1.1.1

Our innovative mobile application offers a distinctive experience in the enchanting world of Nigloland. More than just a standard guide, it serves as your companion before, during, and after your visit, transforming your day into a …

Learn Norwegian 6.1

Learn Norwegian is an app designed for individuals seeking a quick and efficient way to learn the Norwegian language. It caters to both beginners and advanced learners and is particularly beneficial for those planning to travel to Norway.

أعمال شهر رمضان وليالي القدر 1.0

This Ramadan and Laylat al-Qadr Islamic app offers a comprehensive collection of religious practices and supplications. It is a free, offline-enabled application designed to facilitate spiritual engagement during this sacred month.