Home Credit : Instant Loan App 3.135.2
Home Credit India Finance Private Limited – Freeware – Android3.135.2 Safe to install
The HCIN app offers an efficient solution for obtaining personal loans, with the potential to secure amounts up to ₹4,80,000 in a remarkably short time frame. The process requires minimal documentation, catering to both salaried and self-employed individuals. Interest rates start at 19.5%, with variability based on the borrower’s risk profile, and repayment options range from 6 to 48 months. The processing fees are competitively set between 0% and 5%.
Key Features:
- The app exclusively services existing HCIN customers, facilitating loans with terms that suit diverse financial needs. An entirely online application process allows for loans up to ₹4.8 Lakhs with just two documents required.
- For smaller financial requirements, the Flexible Loan option offers quick access to funds of up to ₹1,00,000, ideal for business expenses or emergencies. The interest rate for this flexible loan is set at a flat 39%, with repayments permitted at any point during a flexi limit period of up to 36 months.
Fees and Charges:
- Joining Fee: None
- Annual Renewal Fee: 2% of allocated credit limit
- Transaction Fee: 2.5% on each amount withdrawn
The HCIN platform extends beyond loans; customers can benefit from exclusive deals on electronics and household appliances through partner shops nearby.
Eligibility Criteria:
- Age: 18 to 60 years
- Nationality: Must be an Indian citizen
- Income Source: Salaried, pensioner, or self-employed individuals
- Bank Account Status: Active
- Relationship with HCIN: Must be an existing customer
Application Process:
- Download the HCIN App
- Register using your mobile number
- Complete the Loan Application Form
- Provide necessary personal details to finish your application
- Receive Instant Approval and efficient fund disbursement within hours
Why Opt for HCIN?
- A trusted choice among over 1.7 Crore satisfied customers
- Access to more than 53,000 partner shops
- An extensive presence in over 600 cities across India
Representative Example:
A Flexible Loan limit of ₹50,000 with a ₹10,000 withdrawal for one month would incur:
- Joining fees: ₹0
- Transaction Fee: ₹250 (2.5% of withdrawal amount)
- Interest: ₹320.5 (calculated on the withdrawal amount and transaction fee)
- Total Repayment Amount: ₹10,570.50
The HCIN platform emphasizes customer safety by employing top-notch security and privacy measures to safeguard user information, ensuring a secure borrowing experience.
Contact Information:
- Email: [email protected]
- Phone: +91-1246628888 (Available from 9:00 AM - 6:00 PM, all days)
Overview
Home Credit : Instant Loan App is a Freeware software in the category Business developed by Home Credit India Finance Private Limited.
The latest version of Home Credit : Instant Loan App is 3.135.2, released on 04/25/2025. It was initially added to our database on 04/13/2025.
Home Credit : Instant Loan App runs on the following operating systems: Android.
Home Credit : Instant Loan App has not been rated by our users yet.
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